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July 20, 2010
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Producer
A term applied to an agent, solicitor or other person who sells insurance.

Broker
A person who for payment of a fee procures insurance on your behalf.

Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.

Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.

Insured
The person(s) entitled to coverage in case of an accident or loss.

Gap Insurance
Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan. Some gap policies may also cover the amount of the deductible.

Liability Insurance
Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property.

Underinsured Motorist Coverage
Pays for bodily injury or wrongful death caused by an underinsured motor vehicle (that is, a vehicle which is insured, but at an amount that is less than your uninsured motorist bodily injury (UMBI) limits).

Venue
The specific county, city or geographical area in which a court has jurisdiction

Negligence
The absence of ordinary care.


Contact our New Jersey Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
Since 1994, The Annual Truck Accident Fatalities Increased By 13%
The annual rate of truck accident fatalities has increased by 13% since 1994. There has been a significant increase in the amount of trucks on the highways since 1994, rising from about 6.6 million to 7.9 million registered trucks. Collisions with trucks account for one out of every eight fatalities on U.S. roadways.

 


  Newsroom  
 


Fatal Traffic Crash - Highway 97 north of Oregon / California Border
Oregon State Police troopers are continuing the investigation of a fatal traffic crash in which a California resident, who was a student at Oregon ...
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Emergency Crews Practice Techniques In Mock Car Crash
To test how fire, medical and security forces respond to a real emergency, exercise planners put together a mock car crash using two battered cars ...
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Risked The Life Of A State Employee
Just after noon on Thursday (August 12), Washington State Department of Transportation  Maintenance Technician 2 Guy Copeland was busy mowing ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Witness

Definition:
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.

Quote

Definition:
An estimate of the cost of insurance based on information supplied to the insurance company.

Collision

Definition:
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

New Jersey Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an New Jersey Car Accident Lawyers as soon as possible:

  • Absecon
  • Asbury Park
  • Atlantic City
  • Bayonne
  • Blackwood
  • Bloomfield
  • Brick
  • Bridgeton
  • Bridgewater
  • Clementon
  • Clifton
  • East Brunswick
  • East Orange
  • Edison
  • Elizabeth
  • Englishtown
  • Fort Lee
  • Freehold
  • Hackensack
  • Hoboken
  • Howell
  • Jackson
  • Jersey City
  • Kearny
  • Lakewood
  • Linden
  • Marlton
  • Millville
  • Monroe Township
  • Morristown
  • Mount Holly
  • Mount Laurel
  • New Brunswick
  • Newark
  • North Bergen
  • North Brunswick
  • Old Bridge
  • Passaic
  • Paterson
  • Perth Amboy
  • Piscataway
  • Plainfield
  • Princeton
  • Sewell
  • Somerset
  • Teaneck
  • Toms River
  • Trenton
  • Union
  • Vineland
  • Wayne
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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